Let Us Help You Every Step Of The Way Buying a home is about lifestyle choices. We ask most prospective home buyers: “Where do you want to be when you grow up?” To help you with the multitude of choices available to you when purchasing a home, we offer the services of two leading realty companies, Re/Max and Prudential Sussex Realty. We cover the Sunshine Coast and Vancouver and we also have affiliates all over the Lower Mainland, including Powell River, Squamish, Vancouver Island and Whistler. Through our services there are literally thousands of multiple listings available. We are the leaders when it comes to showing all listed real estate, regardless of what company has listed the properties. We also have realtor associates in areas throughout North America who can help you if needed. Thus, we can give you access that goes beyond the multiple-listing, Canada-wide search. Whether you are looking for an apartment, a house or a business location we make the process of purchasing real estate easier, more enjoyable, less time-consuming, and less expensive than if you were to undertake this challenge on your own. We will help you prepare so that sellers perceive you as a preferred buyer. We will also help you locate and assess properties for sale that match your lifestyle and guide you through the complete purchasing process. We will assist you at every stage of the buying process. We are very familiar with the current homes on the market, and we know the neighborhood values so, we can determine which properties are fairly priced and in good condition before you start. Obtaining a mortgage loan can be complex and trying. We can help you determine the best options to help you move forward towards your home purchasing goal by providing you with the most suitable listings and the best area coverage for your lifestyle options. Your First Step Your first step towards buying a home is to ask yourself what kind of lifestyle you want. As lifestyle specialists, we can assist you by helping you consider the following questions…Do you want to stop paying rent? To start building equity? To have a place of your own? To raise a family? To entertain business associates? To move into a smaller house? To upgrade to a bigger house? Next, it is important to list what kind of home you’d like and where you would like to be. Our maps and listings can help you with this. At this stage it helps to be specific. Separate the “must haves” from the “want to haves.” Think of yourself as zeroing in on a target, going from the general to the specific. Our “links” page provides you with local community information. Consider area (city, suburban neighbourhood, country); community (north, south, east, or west side); neighbourhood (older and settled or sparkling new; a particular school zone; recreational facilities; and other community services such as transportation, day care, library, stores, entertainment). Ask yourself how many minutes you are willing to commute to work. Think about home styles. How much space do you need? Does your situation require a one-level home, or are stairs acceptable? Consider size and kind of property. Do you want a newer home, or maybe an older one to fix up? Someday you or your heirs will want to sell. Consider how long you expect to live in this particular home. We can help you with the myriad of choices by showing you neighbourhoods and community facilities, as well as homes. Your Next Step: Loan Pre-Qualification Once you have addressed the above needs, your next step in the purchasing process is to get pre-qualified with a mortgage company. This can be done over the phone or even online in a matter of minutes. Please see our “links” page, which features the major Canadian financial institutions and their reference to mortgage professionals. Or call us and we will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients. We Will Find The Right Homes For You Once you've been pre-qualified and know what price range you want to stay in, we can help you determine which properties fit your needs by using the (MLS) Multiple Listing Service system to locate them. We have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications. You can even search our listings here at our website. Check out the “links” page for additional information that is community-based. We Will Help You Every Step Of The Way Our top priority is to make sure that your home buying experience is pleasant, cost-efficient, and successful. We will help you to understand the procedures regarding sales tax, the title search and property disclosure. For example, in British Columbia the provincial sales tax is 1% on the first $200,000.00 of your home purchase and 2% after that, which is paid by purchasers other than qualified first time buyers. We are also here to help you complete your financing, legal audit, building inspection and more.